A Reverse Mortgage is a unique loan that enables homeowners (62+) to convert part of their equity in their homes onto tax-free income without having to sell the home, give up title, or take on a new monthly mortgage payment.

Enhancing Your Retirement Years

The funds from a Reverse Mortgage can be used for anything.

Qualifying for a Reverse Mortgage

If you and your spouse are at least 62 years of age and own a single family home, a qualified manufactured home, a qualified condominium and or townhouse, you can qualify.

There are no special income, credit or medical requirements to qualify, you don't even need an desisting income. You may even be eligible for a reverse mortgage if you still own money on a first or second mortgage.

A reverse mortgage is one of the safest options available to seniors today. Reverse mortgages are protected by the Government. The are fully insured by the Federal Housing Administration (FHA) and regulated by the Department of Housing and Urban Development (HUD).